To date, 2025 has been a busy 12 months on the inventory market – and we now have near three-quarters of it nonetheless left to run. The FTSE 100 has hit an all-time report excessive degree, for instance. However it has additionally been very turbulent, notably over the previous a number of weeks.

That may appear off-putting, however that relies on the angle somebody takes. I believe that, checked out in the precise manner, it will also be seen as an incredible alternative.

The reason being easy: inventory market turbulence can typically let an investor purchase a blue-chip share for a decrease price. That’s not nearly being decrease than it was earlier than, however hopefully — and crucially — decrease than it will likely be price in future.

Such a transfer can supply the chance for capital progress over time that observe. It additionally implies that an investor can earn a better dividend yield than if they’d paid extra for a similar share.

A high-yield share to contemplate

To exhibit that, I’ll point out one FTSE 100 share I believe traders ought to take into account: asset supervisor M&G (LSE: MNG).

Over the previous 5 years, its share price has shot up by 49%.

Why? 5 years in the past, the pandemic had despatched panic via corners of the inventory market and quite a lot of share costs had been harm badly. I see parallels with the present uncertainty about US tariff coverage and its potential affect on world commerce.

So, somebody who had put £10,000 into M&G shares 5 years in the past would now have an funding price near £15,000.

That’s not all, although. M&G’s dividend yield of 10.3% is unusually excessive amongst FTSE 100 shares. However the investor who had purchased at that decrease price 5 years in the past can be incomes a yield of over 15% now. So their £10k funding can be incomes roughly £1,500 in annual dividends. That’s free cash merely for proudly owning the shares.

Taking an method to retiring early

Previous efficiency isn’t essentially indicative of what’s going to occur in future, although. Whereas M&G goals to take care of or develop its dividend per share yearly, I see dangers.

It has struggled with purchasers pulling extra out of its funds than they put in. If that pattern continues, it might result in decrease income and probably a decreased dividend in some unspecified time in the future.

However I reckon the enterprise has quite a bit going for it. Buyer demand in its market is excessive, it has an present base of hundreds of thousands of consumers throughout a number of markets and the M&G model is a robust one that may assist entice new ones.

By shopping for shares for lower than they develop into price over the long run and with greater yields, as in my instance above, somebody might intention to hit a monetary aim for retirement early. Compounding a £100k SIPP at 10.3% yearly, for instance, it might be price over half one million kilos inside 17 years. At 15%, that might take simply 12 years.

Reaching that kind of return from a well-diversified portfolio of FTSE 100 shares isn’t straightforward. However, as the instance reveals, it could possibly change into a lot simpler if somebody takes benefit of market turbulence.