Geoff Kendrick, head of digital property research at Commonplace Chartered Financial institution, predicts Bitcoin may soar to $200,000 by the tip of 2025, probably reaching an all-time excessive. He ties this bullish outlook to rising issues concerning the Federal Reserve’s independence and Bitcoin’s function as a hedge in opposition to dangers within the conventional monetary system. As financial uncertainties loom, this forecast highlights Bitcoin’s rising enchantment in risky markets.
A Hedge In opposition to Monetary Dangers
Kendrick emphasizes Bitcoin’s decentralized ledger as a protect in opposition to vulnerabilities in centralized monetary techniques. In contrast to conventional property, Bitcoin operates independently of presidency or institutional management, making it a secure haven throughout crises.
In response to Investing.com, the collapse of Silicon Valley Financial institution in March 2023 exemplified this, as Bitcoin rallied whereas TradFi property faltered. Buyers more and more view Bitcoin as a buffer in opposition to systemic dangers, notably when belief in typical establishments wanes. This distinctive positioning underpins Commonplace Chartered’s optimism about Bitcoin’s price trajectory.
Fed Independence and Treasury Bond Dynamics
Latest issues concerning the Federal Reserve’s autonomy have fueled Bitcoin’s enchantment. Former President Donald Trump’s remarks about probably changing Fed Chair Jerome Powell, who has resisted aggressive price cuts, have raised fears of political interference. Such uncertainties amplify Bitcoin’s worth as a decentralized asset.
Kendrick additionally factors to the U.S. Treasury time period premium, which hit a 12-year excessive in 2025, reflecting investor warning towards long-term Treasury bonds in comparison with short-term ones. Bitcoin has traditionally benefited from such yield disparities, as seen in its climb to a six-week excessive of $90,459, based on LSEG knowledge.
Commonplace Chartered’s Daring Forecast
Commonplace Chartered’s $200,000 prediction for 2025 displays confidence in Bitcoin’s long-term development. Kendrick initiatives a good loftier goal of $500,000 by 2028, pushed by persistent macroeconomic uncertainties and eroding belief in centralized monetary techniques.
Market tendencies help this view with strong institutional demand and inflows into Bitcoin ETFs. As of April 22, 2025, the Bitcoin ETF web circulate recorded a big influx of $912.70 million, with historic values exhibiting $248.70 million over the past three months. Bitcoin has additionally surged to over $93,500, adopted by the restoration of the entire crypto market.

Supply: CoinMarketCap

These elements sign rising mainstream adoption, which may propel Bitcoin’s price greater. Nonetheless, the trail to $200,000 hinges on sustained investor confidence and favorable financial circumstances.
Regardless of the optimism, Bitcoin’s volatility can’t be ignored. Value predictions are inherently speculative, and exterior elements like regulatory crackdowns, shifts in financial coverage, or lowered institutional curiosity may derail Commonplace Chartered’s forecast. Buyers should method such projections with warning, conducting thorough research earlier than making choices. Whereas Bitcoin’s decentralized nature gives resilience, its price stays delicate to international financial and political developments.