How would I make investments a windfall £10,000 in FTSE shares at present if it simply dropped into my lap? If I used to be simply beginning out, diversification could be first on my thoughts. However, fortunately, I don’t actually need to think about that an excessive amount of now.

Wholesome property

I’d put a number of the cash into Main Well being Properties (LSE: PHP). It’s an actual property funding belief (REIT) which rents out healthcare services. The shares are down a 3rd over 5 years.

First-half outcomes on 24 July have been headlined “28-year monitor document of dividend development set to proceed“.

The interim dividend’s up 3% to three.45p. Forecasts recommend a 7.4% yield for the complete yr. So doesn’t that alone make the inventory value shopping for?

Perhaps not, as the worth of the belief’s property portfolio has fallen once more, however solely by 1.4% this time. And although the board welcomes the brand new authorities’s goal to extend funding in major care, how a lot may go to the non-public sector’s unknown.

Nonetheless, even with the property danger, the shares are priced under web asset worth. And forecasts have the price-to-earnings (P/E) ratio falling as earnings rise.

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Constructing dividends

Taylor Wimpey‘s (LSE: TW.) been excessive on my watchlist for a while.

The shares have been recovering from their stoop, however the forecast dividend yield‘s nonetheless at a tasty 6.1%, even after these latest positive aspects.

And with the corporate’s acknowledged goal “to return c.7.5% of web belongings yearly, in two equal instalments“, it ought to hopefully develop as rates of interest fall and the housing market will get again up to hurry.

We’re not out of the woods but, thoughts. And a few would say {that a} P/E of round 14 means the shares could be absolutely valued now.

I do see a danger of short-term ups and downs right here in a risky market. However I identical to the thought that the UK nonetheless faces an enormous housing scarcity.

Go for development

Tech shares on the US Nasdaq have wobbled a little bit of late. And I do assume the manmade intelligence (AI) mania appears to be like a bit overheated, so we may see some cool-off promoting.

So would I be mad to consider including to my holding of Scottish Mortgage Funding Belief (LSE: SMT)?

It does personal some Nvidia inventory, and that may make some individuals nervous. But it surely has a complete load of different stuff too, like Moderna and Amazon.com.

The shares have lagged the Nasdaq in 2023 and 2024 after hovering means forward of it in earlier years. And although the low cost to web asset worth has fallen, it’s nonetheless at 9%.

The large danger is that additional tech inventory falls may hit the share price. And dips may very well be compounded by the low cost widening once more.

However the place will all these tech corporations be in 10 years time? I think strongly forward of the place they’re now.

My misfortune

Sadly, I don’t have a spare £10k to purchase all these proper now. However the three are very a lot in my high 10 listing for once I subsequent have some money to take a position. It is going to depend upon which appears to be like the perfect worth on the time.